Is XRPZ or GXRP cheaper?

XRPZ, at 0.19% a year versus 0.35% for GXRP.

Which is bigger, XRPZ or GXRP?

XRPZ, with about $437M in net assets against $97M for GXRP.

Do XRPZ and GXRP move together?

Yes. Both hold XRP, so their daily returns are nearly identical before fees. The lasting differences are the expense ratio, fund size and how tightly each trades to its net asset value.

Compare · XRP spot ETFs

XRPZ vs GXRP

Franklin XRP ETF against Grayscale XRP Trust ETF

XRPZ is cheaper: 0.19% vs 0.35% a year, or $1.60 less per $1,000 held.
XRPZ is 4.5x the size of GXRP by net assets.

	XRPZ	GXRP
Issuer	Franklin Templeton	Grayscale
Expense ratio	0.19%	0.35%
Net assets (USD)	437M	97M
YTD return	−18.02%	−18.75%
Net flow, last 5 days	+$3.5M	$0.0M
Pre-market estimate: median miss	0.04%	0.09%

Verdict: XRPZ

XRPZ is both the cheaper and the larger fund, so it is the default pick unless you need GXRP for a specific brokerage or account.

Fees: what the expense ratio costs you

XRPZ charges 0.19% and GXRP charges 0.35% a year. On a $10,000 position that is $19 versus $35 per year, taken out of the fund's assets daily rather than billed to you. Over five years the gap compounds to roughly $80 per $10,000 in XRPZ's favour, before any return.

Size and liquidity

XRPZ holds about $437M against $97M for GXRP. A larger fund usually means tighter bid-ask spreads and more options volume, which matters if you trade around the open rather than hold for years. The five-day flow row shows which fund investors are adding to right now; see the full daily table on the flows page.

Pre-market estimate accuracy

Pre-Tick's pre-market estimate has landed closer to the official open for XRPZ (median miss 0.04%) than for GXRP (0.09%). Both are re-priced every minute from live XRP on the XRPZ and GXRP pages, with the method on the accuracy page.

FAQ

Is XRPZ or GXRP cheaper?: XRPZ, at 0.19% a year versus 0.35% for GXRP.
Which is bigger, XRPZ or GXRP?: XRPZ, with about $437M in net assets against $97M for GXRP.
Do XRPZ and GXRP move together?: Yes. Both hold XRP, so their daily returns are nearly identical before fees. The lasting differences are the expense ratio, fund size and how tightly each trades to its net asset value.

Both funds hold XRP, so their daily moves are nearly identical; the lasting differences are fees, size and liquidity. Estimate miss is how far Pre-Tick's pre-market estimate landed from the official 9:30 AM ET open (see accuracy). Flows are US spot ETF net flows from SoSoValue. Not investment advice.