Is XRPZ or TOXR cheaper?

XRPZ, at 0.19% a year versus 0.50% for TOXR.

Which is bigger, XRPZ or TOXR?

XRPZ, with about $437M in net assets against $160M for TOXR.

Do XRPZ and TOXR move together?

Yes. Both hold XRP, so their daily returns are nearly identical before fees. The lasting differences are the expense ratio, fund size and how tightly each trades to its net asset value.

Compare · XRP spot ETFs

XRPZ vs TOXR

Franklin XRP ETF against 21Shares XRP ETF

XRPZ is cheaper: 0.19% vs 0.50% a year, or $3.10 less per $1,000 held.
XRPZ is 2.7x the size of TOXR by net assets.

	XRPZ	TOXR
Issuer	Franklin Templeton	21Shares
Expense ratio	0.19%	0.50%
Net assets (USD)	437M	160M
YTD return	−18.02%	−18.13%
Net flow, last 5 days	+$5.6M	$0.0M
Pre-market estimate: median miss	0.04%	1.31%

Verdict: XRPZ

XRPZ is both the cheaper and the larger fund, so it is the default pick unless you need TOXR for a specific brokerage or account.

Fees: what the expense ratio costs you

XRPZ charges 0.19% and TOXR charges 0.50% a year. On a $10,000 position that is $19 versus $50 per year, taken out of the fund's assets daily rather than billed to you. Over five years the gap compounds to roughly $155 per $10,000 in XRPZ's favour, before any return.

Size and liquidity

XRPZ holds about $437M against $160M for TOXR. A larger fund usually means tighter bid-ask spreads and more options volume, which matters if you trade around the open rather than hold for years. The five-day flow row shows which fund investors are adding to right now; see the full daily table on the flows page.

Pre-market estimate accuracy

Pre-Tick's pre-market estimate has landed closer to the official open for XRPZ (median miss 0.04%) than for TOXR (1.31%). Both are re-priced every minute from live XRP on the XRPZ and TOXR pages, with the method on the accuracy page.

FAQ

Is XRPZ or TOXR cheaper?: XRPZ, at 0.19% a year versus 0.50% for TOXR.
Which is bigger, XRPZ or TOXR?: XRPZ, with about $437M in net assets against $160M for TOXR.
Do XRPZ and TOXR move together?: Yes. Both hold XRP, so their daily returns are nearly identical before fees. The lasting differences are the expense ratio, fund size and how tightly each trades to its net asset value.

Both funds hold XRP, so their daily moves are nearly identical; the lasting differences are fees, size and liquidity. Estimate miss is how far Pre-Tick's pre-market estimate landed from the official 9:30 AM ET open (see accuracy). Flows are US spot ETF net flows from SoSoValue. Not investment advice.